Capital and Treasury Management

Lyte Capital Pte Ltd is a wholly-owned subsidiary of Lyte Ventures registered in the Republic of Singapore. Lyte Capital serves as the group’s capital and treasury management arm. Facilities afforded by private clients follow a fixed one-year term, and carry standard terms and conditions. Lyte Capital provides arms’-length funding facilities to both LytePay and Lyte Finance.
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Supporting Lyte Ventures and its Group of Companies

LytePay is a digital finance platform that provides advanced payment solutions for freelancers. A major pain point for freelancers as independent contractors is the ability to collect timely payment from their corporate clients. LytePay frees up business cashflow, and unlocks cash for downline payment obligations.
Lyte Finance is an invoice financing platform for SMEs that provides early payment discounting and factoring services. Early payment discounts motivate customers to pay quicker, while factoring sees the sale of accounts receivables to Lyte Finance for a fee. Both services are extended to clients of Lyte Finance with the aim of improving business cashflow and reducing customer default risk.

Frequently Asked Questions

What is Lyte Ventures? How is it related to Lyte Capital?

Lyte Ventures is a private limited company incorporated in the Republic of Singapore. At the moment, Lyte Ventures provides financing solutions to freelancers and SMEs in Singapore, Thailand, and Indonesia.

Lyte Capital is a wholly-owned subsidiary of Lyte Capital, and serves as the group’s capital and treasury management arm.

How is Lyte Capital managed?

Lyte Capital is managed by its Board of Directors, and supported by the management team of Lyte Ventures. To find out more about Lyte Ventures, click here.

Why does Lyte Capital require funds?

Lyte Capital provides arms’-length funding facilities to the subsidiaries of Lyte Ventures, namely LytePay and Lyte Finance. LytePay is a digital finance platform that provides advance payment solutions to freelancers. Lyte Finance is an invoice financing platform for SMEs that provides early payment discounting and factoring services.

Are the businesses licensed?

Lyte Ventures and its group of companies (“Lyte Ventures”) do not carry out any of the regulated activities set out in the Securities and Futures Act (Cap. 289) of Singapore. In addition, the activities contemplated to be carried out by Lyte Ventures do not require a licence under the Moneylenders Act (Cap. 188) of Singapore. Lyte Ventures is therefore not required to be licensed or registered with the Monetary Authority of Singapore.

Lyte Ventures respects, and is compliant with, all applicable laws. The company consults with regulators, and keeps up to date with government-issued guidelines, regulations, and legislation in all jurisdictions it operates in. After its enactment, Lyte Ventures will be licensed as a payment service provider under the Payment Services Act.

What is a facility, and what is it governed by?

A facility essentially sets out the terms and conditions of a loan between a private client and the company. Facilities afforded by private clients follow a fixed one-year term, with parties’ rights and obligations set out clearly.

Are returns guaranteed?

No guarantees are made on returns. Please read our Risk Disclosure Statement for more information.

What assurances do I have?

Each facility sets out the terms and conditions that both the company and clients need to abide by, and is the best starting place in assessing the level of risk, and any assurances made to mitigate any such risk. Lyte Capital is in active discussion with service providers to secure insurance for the appropriate facilities and business verticals.

How do I find out more?

Please contact us to find out more.

Contact Us

Lyte Ventures Pte Ltd
6 Bukit Pasoh Road
Singapore 089820

info@lyteventures.com
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