Lyte Capital is operated by Lyte Ventures Pte Ltd (UEN: 201723769K), a Singapore-incorporated company, and shall be referred to as “Lyte Capital”, “we”, or “us” hereinafter. Lyte Capital functions as
the capital management arm of Lyte Ventures Pte Ltd. Although accessible by others, this Risk
Disclosure Statement is intended for access and use by registered individual lenders or registered
corporate lenders. Together, all registered lenders shall be referred to as “Lenders” or as “you”.
As a Lender, you should not lend unless you fully understand the associated risks and are prepared to
take such risks. You should carefully consider whether the facility offered by you to Lyte Capital (each,
a “Loan”) is suitable for you in light of your knowledge and experience in financial and business matters,
investment objectives, financial means, and the risks that you are prepared to take.
The risks of lending include but are not limited to the following: -
Total Loss of Loan
There is a high risk that you may lose all your money on loans made out to Lyte Capital. At the time of
writing, Loans are not insured and the returns are not guaranteed. Loans made available by us may be
offered as subsequent loans to early-stage associated companies or companies without a proven track
record, through arms’-length transactions. The risk of business failure is high.
Limited Cancellations of Loans
It may be difficult or expensive for you to cancel any facility between you and Lyte Capital. Cancellation
of Loans are subject to the facility agreement between parties, and may include a cancellation fee. In
addition, the earliest a Loan can be cancelled is six (06) months after its commencement.
You may also lose all the Loan if Lyte Capital fails and becomes insolvent.
Subject to Foreign Jurisdiction
At the time of this writing, no such exposure shall be made. Be that as it may, according to the
companies’ business plans, there might come a time when Loans are offered to businesses in a foreign
jurisdiction. In such instances, your Loan will be subject to the laws and regulations of that jurisdiction.
Your Loan may also be subject to additional tax liabilities, transaction costs, and capital controls.
No Disclosure Requirements
You may not have sufficient information to make fully-informed lending decisions. There is no statutory obligation for Lyte Capital to provide you with information that you would reasonably require to make
informed assessments of offers being made to you.
We make no assurance that financial statements from the companies that you invest in will be accurate
The financial statements of the companies which you lend to may not be subject to a statutory audit.
As such, the financial information presented to you may not have been ascertained by a qualified
professional auditor. An unaudited financial statement may not accurately reflect the financial health of
a company. In addition, the financial statements of the companies may not be made accessible to you
in the absence of requirements in their home country for them to do so.
You should seek independent professional advice if you do not fully understand the risks of lending
offered through Lyte Capital facilities or any of the statements above.